Spencer Bomboir
REALTOR®, Boyes Group Realty- Licensed in Saskatchewan in 2026
- Has called Saskatoon home for over 10 years
- Background in sales and marketing, so your listing gets seen by the right buyers
Honest, no-pressure help buying or selling in Saskatoon and area, from a father-and-son team at Boyes Group Realty.
I'm Spencer. I bring a people-first approach from years in other industries, and I team up with my dad, Tim, who has years of experience in the business.
You get straight answers, real local numbers, and two people you can count on.

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Curious what your place would sell for in today's market? Send us your address and we'll put together a free, no-obligation estimate based on recent sales nearby.
Thinking of selling? Tick through 11 things to sort out before you list.Take the checklist
The minimum in Canada is 5% on the first $500,000 of the price, and 10% on any amount between $500,000 and $1.5 million. Homes at $1.5 million and up need 20% down. If you put down less than 20%, you'll also pay for mortgage default insurance.
Saskatchewan has no land transfer tax, but you'll still have a land titles fee, legal fees, a home inspection, home insurance, and moving costs. A good rule of thumb is to set aside about 2 to 3% of the purchase price.
Yes! A pre-approval tells you what you can comfortably spend, can hold an interest rate for a period of time, and shows sellers you're serious. We're happy to connect you with a mortgage specialist we trust.
A few. A First Home Savings Account (FHSA) lets you save up to $8,000 a year, $40,000 in total, tax-free. The Home Buyers' Plan lets you take up to $60,000 out of your RRSP for a down payment. There's also the First-Time Home Buyers' Tax Credit, and a GST rebate on newly built homes. Your bank or mortgage broker can help you figure out which ones fit.
In most Saskatoon sales, the buyer's agent is paid from the seller's side of the deal. We'll walk you through exactly how it works on our first call, so there are no surprises.
The search can take a few days or a few months, depending on what you're after. Once an offer is accepted, possession is often 30 to 60 days out, but it's flexible and set in your offer.
General information only. Your lender or lawyer can give advice for your situation.
Send a quick note, or reach either of us directly.
Boyes Group Realty Inc.
714 Duchess Street, Saskatoon, SK S7K 0R3
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A short email once a month: what sold, where prices are heading and what it means for you. No spam.

Reach me directly. No pressure, just honest answers.