Your numbers
Cash you'll need on closing day
| Down payment | |
| Land titles transfer fee0.4% of the price, paid to ISC | |
| Mortgage registration feeISC flat fee based on mortgage size | |
| PST on mortgage insurance6%, paid in cash, can't be added to your mortgage | |
| Legal fees | |
| Home inspection | |
| Moving and other | |
| Total cash to close |
Your lawyer will also adjust for property tax and utilities the seller has prepaid or owes, so the final number can move a little either way.
Ways to bring it down
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